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New Refinance Loans with No Appraisals to 105%

The Obama mortgage rescue plan would temporarily approve Fannie Mae and Freddie Mac to provide mortgage refinancing that they own or guarantee with loan-to-value ratios (LTV’s) of as much as 105% without appraising the property or requiring additional mortgage insurance.  


With this new refinance opportunity, borrowers can qualify to even if their first and second mortgage balances can be 5% greater than the home’s fair market value.  This is good news for thousands of homeowners who recently found themselves upside-down with mortgage balances that exceeded that home values. Because of the lack of home equity, these homeowners were previously unable to qualify for traditional or FHA refinance loan.


Read the complete FHA loan post >

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